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Program Name



Los Angeles City LIPA Program

The Low-Income Purchase Assistance Program (LIPA) provides up to $60,000 in down payment assistance in the form of a "silent" second mortgage that requires no monthly payments for 30 years.  The LIPA loan is used in conjunction with a Conventional or FHA first mortgage.  The home buyer must contribute 1% of the home purchase price.  LIPA is available in the City of Los Angeles.  The home purchased must be in excellent condition.  To qualify, the applicant must not have owned a home in the last three years, the applicant's household income must fall within in the low-income range, and the applicant must qualify for a Conventional or FHA first mortgage.


Available Now


Provides up to $60,000 in down payment assistance to assist in the purchase of rehabilitated bank-owned homes.  Visit www.restoreneighborhoodsla.org for more information. As of August, 2014 the RNLA program is winding down so limited availability.


 Available Now

Los Angeles County HOP

Provides up to $60,000 in down payment assistance to assist low-income households purchase homes located in participating cities and unincorporated areas of LA County. 


 September 2014 

Mortgage Credit Certificates

Provides a federal income tax credit for first-time home buyers.  The MCC lowers the home owner's federal income tax obligation which increases their buying power.


Available Now

California Housing Finance Agency

CalHFA Provides low interest rate first mortgages and down payment / closing cost assistance including the CHDAP program and programs for teachers. Available everywhere in California.


Available Now
WISH / Daisy Programs

Matches a borrower's down payment 3 to 1 up to $15,000 in total assistance. The assistance is forgiven over a five year period. For low-income households.


Available Now
CHF Platinum / Sapphire Programs

Provides a grant that can be used for the borrower's down payment on an FHA loan.  The grant amount is equal to 3%-5% of the loan amount, so the amount of borrower contribution is only about 0.50% of the purchase price (half percent)


Available Now





Matthew Callahan
Ph: (562) 391-6453  -  Fax: (562) 724-6080
7007 Washington Ave., Suite 311
Whittier, CA 90602
CA DRE License # 01520035

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